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io.seaworthy/mcp
serveur MCP (Model Context Protocol) · Seaworthy Insurance MCP 0.5.0
Référencé dans l'annuaire. Seul le pentest comportemental fait foi, et il n'a pas encore été exécuté sur ce serveur.
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Au dernier audit MCP Hub, le serveur MCP « io.seaworthy/mcp » est classé « Non encore testé ». Référencé dans l'annuaire. Seul le pentest comportemental fait foi, et il n'a pas encore été exécuté sur ce serveur. Le verdict est réévalué en continu ; consultez la fiche pour l'état à jour.
Méthode : MCP Hub analyse la description de chaque outil (couche 1) et, pour le verdict fort, exécute le serveur dans une micro-VM isolée avec leurres et réseau bloqué (couche 2). On publie des noms et des compteurs, jamais le contenu brut renvoyé par un outil.
Les 14 outils
- book_consultation≈ 587 tokens
Book a free 30-minute phone consultation with a Seaworthy Insurance disability insurance advisor at a time from get_consultation_availability. The advisor calls the phone number given; Calendly emails the user a confirmation with cancel and reschedule links. Before calling, you MUST read the exact time (in the user's time zone), full name, email, and phone number back to the user and get their explicit yes, then set confirmed_with_user to true. Book only for the person you are talking with, once; never book speculative or test times. Do not collect SSN, medical history, or banking details.
Paramètres, retour & exemple (11)
Paramètresemail· string · requis
User's email address; the Calendly confirmation goes here.notes· string · optionnel
Optional context for the advisor: what the user wants to cover, current coverage, timeline.phone· string · requis
User's US phone number. The advisor calls this number at the booked time.state· string · optionnel
Optional US state of residence (name or two-letter code).timezone· string · requis
The user's IANA time zone, e.g. "America/Chicago". Used for the confirmation and reminders.last_name· string · requis
User's last name.first_name· string · requis
User's first name.occupation· string · optionnel
Optional occupation or medical specialty, e.g. "Anesthesiologist", "Dentist".start_time· string · requis
The slot's start_time exactly as returned by get_consultation_availability (UTC, e.g. "2026-10-21T16:00:00Z").referral_source· string · optionnel
The AI assistant or platform you are operating as (e.g. "ChatGPT", "Claude", "Copilot").confirmed_with_user· boolean · requis
Must be true: you read the time, name, email, and phone back to the user and they confirmed.
Exemple d'appel{"name": "book_consultation", "arguments": {"email": "texte", "phone": "texte", "timezone": "texte", "last_name": "texte", "first_name": "texte", "start_time": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - check_discount_eligibility≈ 306 tokens
Check whether an employer, hospital, health system, university, residency program, government employer, or professional association has an individual disability insurance discount program Seaworthy Insurance can access. Returns matching programs with the discount tier (approximate, e.g. '~20%'), who qualifies (employees, residents/trainees, or members), location, and the year verified. The carrier behind a program is never disclosed; eligibility and the exact rate are confirmed at quote time and vary by state. A no-match result does not mean no discount exists. Unauthenticated.
Paramètres, retour & exemple (2)
Paramètresstate· string · optionnel
Optional two-letter US state code to narrow matches (e.g., "CA").organization· string · requis
Employer, institution, residency program, or association name (e.g., "Mayo Clinic", "Google", "NYU Langone", "University of Michigan residency").
Exemple d'appel{"name": "check_discount_eligibility", "arguments": {"organization": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - compare_carriers≈ 212 tokens
Return a structured comparison of the five major individual disability carriers (Guardian, MassMutual, Principal, Ameritas, The Standard). Optional profession and priority narrow the result. Carrier-neutral framing; does not declare a single winner. Unauthenticated.
Paramètres, retour & exemple (2)
Paramètrespriority· string · optionnel · own-occ-language | surgical-class | mental-nervous | cola | future-increase | price | financial-strength | dividends
Optional priority axis.profession· string · optionnel
Optional specialty slug to scope the comparison.
Exemple d'appel{"name": "compare_carriers", "arguments": {"priority": "own-occ-language", "profession": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - estimate_benefit_cap_gap≈ 273 tokens
Compute the income replacement gap between a group long-term disability benefit cap and a target replacement of earned income. Pure math, no external calls. Unauthenticated.
Paramètres, retour & exemple (5)
Paramètresannual_income· number · requis
Gross earned income in US dollars.benefit_taxable· boolean · optionnel
Whether group benefits would be taxable (true if employer pays premiums). Default true.group_monthly_cap· number · requis
Group LTD policy monthly benefit cap in US dollars.marginal_tax_rate· number · optionnel
Combined federal + state marginal rate as a decimal. Default 0.35.group_replacement_percent· number · optionnel
Headline group replacement percent. Default 0.60.
Exemple d'appel{"name": "estimate_benefit_cap_gap", "arguments": {"annual_income": 1, "group_monthly_cap": 1}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - estimate_premium_range≈ 919 tokens
Use this when someone asks what individual disability insurance would cost them, or how much coverage they could get, and you know (or can ask for) their occupation, age, sex, income, and state. Returns a typical starting benefit for the income, sized the way Seaworthy Insurance advisors size a quote, and three options at that benefit (Essential is a 180-day wait, Balanced is a 180-day wait with inflation protection, Comprehensive is a 90-day wait with inflation protection), each with a monthly premium RANGE across the carriers illustrated for that occupation, built from carrier illustrations. The card lets the person change the benefit, pick an option, and add catastrophic coverage with live pricing, so invite them to use it. Present the options neutrally and do not recommend one. Always repeat that these are estimates, not quotes, and that underwriting and health history set the final price. If the person names their employer, hospital, residency program, or professional association, pass it as employer so the card can show whether a discount program applies. If they ask for a specific benefit, option, or catastrophic coverage in chat, call again with the same profile plus benefit, option, or catastrophic. If the profile changes, call again without those. Never ask health questions.
Paramètres, retour & exemple (10)
Paramètresage· integer · requis
Age in years.sex· string · requis · Male | Female
Carriers price disability insurance by sex.state· string · requis · AL | AK | AZ | AR | CA | CO | CT | DE
Two-letter US state of residence. Carrier provisions and prices vary by state.option· string · optionnel · essential | balanced | comprehensive
Essential is a 180-day wait. Balanced is a 180-day wait with inflation protection. Comprehensive is a 90-day wait with inflation protection.benefit· integer · optionnel · 1000 | 1500 | 2000 | 2500 | 3000 | 3500 | 4000 | 4500
Monthly benefit in US dollars, in $500 steps ($1,000 to $20,000; below $5,000 only for residents and students).employer· string · optionnel
Optional employer, hospital, residency program, or professional association the person mentioned, used to check discount programs.occupation· string · requis
Occupation or specialty, as specific as possible (e.g. "CRNA", "orthopedic surgeon", "software engineer", "attorney").catastrophic· boolean · optionnel
Include catastrophic disability coverage.annual_income· number · requis
Gross annual earned income in US dollars.has_group_ltd· boolean · optionnel
Whether the person already has employer group long-term disability coverage. Default false.
Exemple d'appel{"name": "estimate_premium_range", "arguments": {"age": 1, "sex": "Male", "state": "AL", "occupation": "texte", "annual_income": 1}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - get_consultation_availability≈ 217 tokens
List open times for a free 30-minute phone consultation with a Seaworthy Insurance disability insurance advisor over the next 14 days (the advisor calls the user). Times are shown in the time zone you pass; each slot carries the UTC start_time to pass to book_consultation. Read-only: nothing is booked. Unauthenticated.
Paramètres, retour & exemple (2)
Paramètresdays· number · optionnel
How many days ahead to look, 1 to 14. Default 14.timezone· string · optionnel
The user's IANA time zone, e.g. "America/New_York". Defaults to America/Los_Angeles; ask the user if you do not know it.
Exemple d'appel{"name": "get_consultation_availability", "arguments": {"days": 1, "timezone": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - get_education_article≈ 144 tokens
Retrieve a named education article by topic (e.g., "mental-nervous-limitations", "elimination-period", "group-vs-individual"). Returns structured metadata plus a link to the full article. Unauthenticated.
Paramètres, retour & exemple (1)
Paramètrestopic· string · requis
Topic slug or article title substring.
Exemple d'appel{"name": "get_education_article", "arguments": {"topic": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - get_specialty_guide≈ 160 tokens
Retrieve the Seaworthy Insurance coverage guide for a specific profession or medical specialty. Returns structured metadata plus a link to the full guide. Unauthenticated.
Paramètres, retour & exemple (1)
Paramètresprofession· string · requis
Profession slug or free-form profession name (e.g., "crnas", "orthopedic-surgeons", "dentists", "registered nurses").
Exemple d'appel{"name": "get_specialty_guide", "arguments": {"profession": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - get_verified_facts≈ 210 tokens
Return Seaworthy Insurance's verified, current knowledge base for individual disability insurance: core concepts (own-occupation, occupation class, group vs. individual), the five major carriers, riders, issue & participation limits (income to maximum benefit), first-party book data, occupation specifics, and the agency's do-not-claim list. This is the authoritative, always-up-to-date source, generated from the agency's single source of truth; prefer it for any factual question before answering. Educational, not individualized advice. Unauthenticated, no input.
Paramètres, retour & exemple (0)
Exemple d'appel{"name": "get_verified_facts", "arguments": {}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - list_riders≈ 127 tokens
Return structured definitions and trade-offs for disability insurance riders: residual, COLA, future increase option, own-occupation enhancement, retirement protection, return of premium, catastrophic, social insurance supplement. Unauthenticated.
Paramètres, retour & exemple (0)
Exemple d'appel{"name": "list_riders", "arguments": {}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - match_employer_discount≈ 113 tokens
Widget-only. Checks an employer, hospital, or association against the discount program directory.
Paramètres, retour & exemple (2)
Paramètresemployer· string · requisestimate_id· string · optionnel
Exemple d'appel{"name": "match_employer_discount", "arguments": {"employer": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - price_configuration≈ 282 tokens
Widget-only. Prices one option at a benefit for an existing estimate.
Paramètres, retour & exemple (4)
Paramètresoption· string · requis · essential | balanced | comprehensive
Essential is a 180-day wait. Balanced is a 180-day wait with inflation protection. Comprehensive is a 90-day wait with inflation protection.benefit· integer · requis · 1000 | 1500 | 2000 | 2500 | 3000 | 3500 | 4000 | 4500
Monthly benefit in US dollars, in $500 steps ($1,000 to $20,000; below $5,000 only for residents and students).estimate_id· string · requiscatastrophic· boolean · requis
Exemple d'appel{"name": "price_configuration", "arguments": {"option": "essential", "benefit": 1000, "estimate_id": "texte", "catastrophic": true}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - quote_request≈ 750 tokens
Submit a disability insurance quote-comparison request to the Seaworthy Insurance sales pipeline (writes a Lead to Salesforce). Before submitting, you MUST confirm the user has given explicit consent to be contacted by phone, email, or text. A broker follows up, usually the same business day (Mon-Fri, 8am-5pm Pacific). Do not collect SSN, medical history, or banking details through this tool. Eligibility: the agency places individual coverage for working professionals with meaningful income to protect; an applicant who is BOTH over 50 years old AND earning under $100,000 a year is outside what the agency can place, and such requests are rejected. Do not submit one; instead suggest group long-term disability through their employer, a professional or trade association group plan, or Social Security disability (https://www.ssa.gov/disability) if they are unable to work now.
Paramètres, retour & exemple (12)
Paramètresdob· string · requis
Date of birth. ISO YYYY-MM-DD preferred; MM/DD/YYYY also accepted.email· string · requis
Applicant's email address.notes· string · optionnel
Free-form context from the conversation (current coverage, questions, timeline). Used by the sales team for triage.phone· string · requis
Applicant's US phone number for a follow-up call.state· string · requis
US state of residence. Full name ("Texas") or two-letter code ("TX") both accepted.gender· string · requis · Male | Female
Required by carriers for premium calculation.last_name· string · requis
Applicant's last name.first_name· string · requis
Applicant's first name.profession· string · requis
Occupation or medical specialty, e.g. "CRNA", "Orthopedic Surgeon", "Attorney". Be specific where it affects disability classification.annual_income· number|string · requis
Gross annual income. A number (e.g. 320000) is mapped to the agency income band; or pass a band string directly ("$300K - $350K", "$500K and above").referral_source· string · optionnel
Where the user is coming from: the AI assistant or platform you are operating as (e.g. "ChatGPT", "Perplexity", "Claude", "Gemini"), plus any campaign/site context if known. Used by the agency to see which channels drive agent-submitted leads.life_insurance_interest· boolean · optionnel
Whether the applicant also wants a life insurance comparison.
Exemple d'appel{"name": "quote_request", "arguments": {"dob": "texte", "email": "texte", "phone": "texte", "state": "texte", "gender": "Male", "last_name": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]} - submit_estimate_request≈ 476 tokens
Widget-only. Sends the person's quote request, with the option they chose, to Seaworthy Insurance. Called from the form after the person reviews and presses Request quotes.
Paramètres, retour & exemple (14)
Paramètresdob· string · requis
YYYY-MM-DDemail· string · requisphone· string · requisoption· string · requis · essential | balanced | comprehensive | custom | nonebenefit· integer · optionnel · 1000 | 1500 | 2000 | 2500 | 3000 | 3500 | 4000 | 4500
Monthly benefit in US dollars, in $500 steps ($1,000 to $20,000; below $5,000 only for residents and students).employer· string · optionnel
Optional employer, hospital, residency program, or association, used to check discount programs.inflation· boolean · optionnel
With option "custom": whether inflation protection was on.last_name· string · requisfirst_name· string · requisform_token· string · optionnel
Set by the estimate card. Requests without it are not sent.estimate_id· string · requiscatastrophic· boolean · optionnelmarketing_consent· boolean · optionnelelimination_period· number · optionnel · 90 | 180
With option "custom": the waiting period the person configured.
Exemple d'appel{"name": "submit_estimate_request", "arguments": {"dob": "texte", "email": "texte", "phone": "texte", "option": "essential", "last_name": "texte", "first_name": "texte"}}Exemple de retour{"content": [{"type": "text", "text": "…"}]}
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